Free Financial Advisor Quote Template
Financial advisors quote before starting because the depth of a financial plan depends on the complexity of a client's assets, tax position, and goals. A clear fee structure distinguishes one-off planning work from ongoing investment management.
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What should a financial advisor put on a quote?
A financial planning quote sets out the planned advice and the fee before work begins, such as a planning session, a portfolio review, and ongoing advisory. List each service and whether the fee is fixed, hourly, or a percentage, and note what could change it. The figure is an estimate until accepted.
Typical line items
- Financial planning session (2 hours)
- Investment strategy and portfolio review
- Ongoing advisory service (per quarter)
- Financial plan document
- Retirement or pension planning
- Risk profile and assessment
- Hourly or fixed fee for advice
- Annual review session
How the work is charged
Financial advisors usually quote a fixed fee for a defined plan or review, an hourly rate for advice, or a quarterly fee for ongoing service. The basis is stated clearly so the client can compare.
Payment terms and deposits
A quote commonly proposes a fee on completion of the plan or quarterly billing for ongoing advice. The fee holds for a stated period and remains an estimate until accepted, so note what a wider scope would alter.
Tax and compliance
If you are registered for sales tax or VAT, show it as a separate line with your registration number. Advice fee tax treatment and disclosure rules differ by jurisdiction, so confirm what applies to you.
Frequently asked questions
How much does a financial advisor charge?
Fee-only financial planners in Europe charge €150 to €300 per hour or a flat project fee of €500 to €2,500 for a comprehensive financial plan. Advisors who manage investments typically charge an annual management fee of 0.5% to 1.5% of assets under management. Initial advice on a pension transfer or investment might cost €1,000 to €3,000 depending on complexity.
What is the difference between a one-off financial plan and ongoing advice?
A one-off financial plan covers your current position and produces a written recommendations document. Ongoing advice includes annual reviews, responding to life changes, rebalancing portfolios, and tax-year planning. Quote these as separate services. Clients who only need a check-up don't need to pay for a full ongoing service.
Do financial advisors declare commission in their quotes?
In most European markets, advisors must declare any product commission or referral fees. Fee-only advisors charge only for their time and recommendations. If you receive commission from insurance or investment products, state this clearly in the quote. Clients choosing between advisors should understand the difference.
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Related quote templates
Read the complete quoting guide to see how to price a job and turn an accepted quote into an invoice.
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